If you're like most homebuyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing to make your dreams come true.
Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best rate and terms available.
One thing I have learned over the years is that it's not always best to look at mortgages based on rates alone. Often it's the terms of the mortgages that are the most important part.
Ask your mortgage representative questions such as "Is my rate portable if I decide to move during the term?" or "If my circumstances change are there other options for things such as payments available to me?".
I would be happy to refer you to some very good mortgage contacts I have in your area or to help you in any other way I can to secure the best possible rate for your home purchase.